Hillsborough County Death Index – Search Death Records

Death Index — Hillsborough County Public Records Guide

Death Index offers a fast way to locate a decedent’s official record when you know a name, birth date, or death date. A Hillsborough County death index search pulls data from the county death index database, showing the death record number, registration details, and place of death. Users can run a Hillsborough County death index lookup by entering a name, by selecting a date of death, or by providing a death record number. The system also supports a Hillsborough County death records search that includes the deceased’s birth date, death certificate index reference, and any public death information recorded at registration. Because the index is online, the Hillsborough County death index online portal returns results instantly, helping researchers, families, and legal professionals find the exact Hillsborough County death index records they need.

Death Index entries must be checked against the original death certificate to confirm accuracy, especially when name spelling varies or duplicate entries appear. The Hillsborough County historical death index contains archived and digitized records that genealogists use to trace family lines back decades. A Hillsborough County public death index provides limited details, while a Hillsborough County death certificate index holds the certified copy reference needed for official requests. When a record is not found in the online database, the Hillsborough County death records lookup may require a mailed request for the underlying death registration. Knowing the difference between a death index by name, by date of death, and by location helps avoid common search problems and speeds the verification of Hillsborough County deceased records.

How to Search the Hillsborough County Death Index

A Death Index search helps people find official records of persons who died in the county. The Hillsborough County death index lookup system lets users find facts by name, date, or record number, which can also be verified through death records. You can use the state health department portal to find these details. This process helps families and lawyers get exact data fast.

Search by Name

Finding a record by name is the most common way to search. You type the first and last name of the decedent into the search box. The system checks the county death index database for matching names. You get a list of results that fit your search terms.

  • Enter the last name first.
  • Add the first name next.
  • Use a middle name or initial if you know it.
  • Check for alternate spellings if you get zero results.

Search by Date of Death

You can look up records by the exact date of death. This method works well if you know when the person passed away. The system filters the death index by date of death to show only files from that day. It narrows down the results fast.

Using the exact date prevents false matches. If you only know the year, the system shows too many files. You will spend extra time checking each file. Exact dates make the search quick and exact.

Search by Birth Date

Using a birth date helps tell apart people with the same name. The death index by birth date search checks the deceased records for matching birth facts. You enter the month, day, and year of birth. This limits the number of false matches in the database.

Many people share common names. A birth date proves you found the right person. The system matches the death file with the birth date listed by the county clerk. This step builds strong proof for your records.

Search by Place of Death

The death index by location search uses the place of death. You can pick a city or a county to filter results. A death index by county search shows only files from that specific area. This makes finding the right file easier.

Hillsborough County includes Tampa, Temple Terrace, and Plant City. You can pick one of these cities to limit your search. If you pick the whole county, you get files from all cities inside the county borders.

Search by Death Record Number

Every file gets a unique number. You can do a death index by record number search if you have this code. The system uses the death record number to pull up the exact file. This method gives you a single, exact match.

The clerk assigns this number during death registration. You might find this number on an old family letter or a funeral program. Typing this number skips the name search completely. It takes you straight to the correct file.

Information Needed for a Search

You need specific details to start a search. Having the right facts makes the lookup faster. You should gather the decedent name, birth date, and death date. You might need the place of death or the death record number.

  • Full name of the deceased person
  • Exact date of birth
  • Exact date of death
  • City or county of death
  • Record number if known

Gather these facts before you open the search portal. Having everything ready stops you from stopping and starting over. It speeds up the whole process. You find the exact file you need without wasting time.

Hillsborough County Death Index Details

The Hillsborough County death index details show basic facts about the deceased person. These details come from the original death registration. You can view these facts in the public death index. They help you confirm you found the right person.

Decedent Name

The decedent name is the full name of the person who died. The index lists the first, middle, and last names. You can check the name spelling to make sure it matches your records. Name spelling variations happen often in older files.

The clerk writes the name exactly as it appears on the death certificate. Sometimes families spell names differently on paper. The index locks in the official spelling. You use this exact spelling to order a certified copy.

Date of Birth

The date of birth shows when the person was born. This fact helps tell apart people with common names. The index shows the month, day, and year. Sometimes the exact day is missing in very old files.

If the exact day is missing, the index might just show the year. You use the year to match your family records. The birth date proves the identity of the deceased person. It stops you from getting the wrong file.

Date of Death

The date of death tells you when the person passed away. This is a key fact for sorting files. The system uses this date to organize the database. You need this date to order a certified death certificate.

The county records the exact month, day, and year of death. You use this date for legal papers. Banks and insurance companies need the exact date to close accounts. The index gives you this exact date fast.

Place of Death

The place of death shows where the person died. It lists the city, county, and state. The Hillsborough County death index online shows files for deaths that happened in this county. It does not list deaths from other counties.

If a person died in a hospital in Tampa, the file says Hillsborough County. If they died in a neighboring county, you must search that county database. The place of death tells you which office holds the record.

Death Record Number

The death record number is a special code for the file. The county clerk gives this number when they register the death. You use this number to request the full death certificate. It helps the clerk find the file fast.

This number acts like a tracking code. It keeps every file separate from the rest. You write down this number when you find it in the index. You put this number on your mail request form to speed up the process.

Registration Information

The registration data shows when the county filed the record. It includes the date the file was created. It might list the registrar name. This data proves the county officially recorded the death.

The local health department handles this registration. They stamp the file with an official date. This date shows when the death became a legal record. You use this date to check if the file is fully processed.

Types of Death Indexes

There are many types of death indexes. Each type serves a different purpose. Some cover a small area, and others cover the whole state. Knowing the types helps you find the right data.

County Death Indexes

County death indexes list files from one county. The Hillsborough County death index is a county index. It only shows deaths that happened in that county. You use this for local searches.

Local health departments keep these files. They hold the paper records and the computer files. A county index is the best place to start your search. It has the most exact local data.

State Death Indexes

State death indexes gather files from all counties in the state. The Florida state death index includes Hillsborough County files. You use a state index if you do not know the exact county of death.

The state pulls data from every county office. This creates a massive database. Searching a state index takes longer. Yet, it helps if your person moved around Florida before they died.

Historical Death Indexes

Historical death indexes hold very old records. These files date back many decades. Genealogists use them to trace family trees. The Hillsborough County historical death index has files from the past.

Old files often use different formats. They might be typed on old paper or written by hand. Historical indexes take these old formats and put them online. This saves you from driving to the county office.

Archived Indexes

Archived indexes are stored away for safekeeping. They might not be in the main computer system. You often need to ask a clerk to pull archived death records. They hold files that are too old for the online system.

Archives protect fragile paper records. The county keeps them in climate-controlled rooms. You can view them by making a special request. The clerk brings the file to a reading room for you.

Digitized Indexes

Digitized indexes are paper records turned into computer files. Workers scan the old pages into a database. This makes digitized death records easy to search online. You can view them from your home.

Scanning old records takes a lot of time. The county works on this project year by year. New files appear online as they get scanned. Digitized files are clear and easy to read on a screen.

Death Certificate Indexes

Death certificate indexes list the reference numbers for official certificates. They do not show the full certificate. You use the death certificate index to find the reference number. Then you use that number to order the certified copy.

This index acts like a phone book for certificates. It gives you the exact code to find the full file. You cannot view the actual certificate online. You must order it through the mail or in person.

Death Index Records by Date and Location

You can search death index records by date and location. These two facts help narrow down your search. Using both makes finding the right file much easier.

Date-Based Searches

A date-based search uses the exact date of death. You enter the month, day, and year. The system filters out all other dates. This gives you a small list of files from that single day.

Using the exact date is the fastest way to search. The system skips thousands of files in seconds. You get a very small list of results. You quickly find the person you need.

Date Range Searches

A date range search uses a start date and an end date. This helps if you do not know the exact day. You can search a whole month or year. The system shows all files within that period.

This method works well for historical research. If you know a person died in the summer of 1950, you search June through August. The system gives you a list of files from that time. You check the names on the list.

City-Based Searches

A city-based search uses the specific city of death. Hillsborough County has cities like Tampa and Temple Terrace. You pick the city to filter the results. This limits the files to that one city.

Picking a city removes files from other parts of the county. If you know the person died in a Tampa hospital, you pick Tampa. The system hides files from Plant City. This makes your search much smaller.

County-Based Searches

A county-based search uses the whole county. The death index by county shows all deaths in Hillsborough County. This is useful if you do not know the exact city. You get a larger list of files.

County searches are very common. People often just know the person died in the Tampa area. The county search covers the whole Tampa area. You use names and dates to sort through the results.

Record Jurisdiction

Record jurisdiction means which office holds the file. Hillsborough County holds files for deaths in its borders. The state holds files for the whole state. Knowing the jurisdiction tells you where to send your request.

If a death happens in Hillsborough County, the local office has the file. The state office also gets a copy. You can order from either office. The local office is often faster for recent deaths.

Historical Death Index Research

Historical death index research looks at old files. People do this to learn about their ancestors. Old files have different rules than new ones. You need patience to find old records.

Older Death Index Entries

Older death index entries come from the past. They might have less data than new files, which can also be verified through obituary records. Old files sometimes miss the birth date or parents’ names. You work with what the clerk wrote down long ago.

Clerks in the 1800s and early 1900s used different forms. They might just list a name and a death date. You use these small clues to find your family. Every small fact helps your search.

Genealogy Research

Genealogy research is tracing family history. People use the genealogy death index to find dead relatives. They use names and dates to build a family tree. The historical genealogy records show family lines.

Genealogists rely on these indexes to prove family links. They match death dates with census records. This proves who belonged to which family. The index gives the exact dates needed for this work.

Historical Name Variations

Historical name variations happen when names change over time. Clerks might have spelled names by how they sounded. This causes name spelling variations in old files. You must try different spellings to find your person.

A name like Johnson might be spelled Jonson in an old file. You must search both spellings. You also try nicknames. A person called Elizabeth in life might be listed as Betty in the death file.

Archived Index Collections

Archived index collections hold groups of old files. Libraries and county offices keep these collections. They hold paper records that are not online. You visit the office to search these files.

The Hillsborough County public library has some historical collections. The county clerk has others. You visit these places to view old books. You turn the pages to find your ancestor’s name.

Records Not Digitized

Records not digitized are still on paper. Workers have not scanned them into a computer. You cannot find these files in an online search. You must view them in person at the county office.

Scanning old paper takes money and time. The county does the most important files first. Very old or damaged paper might never get scanned. You must handle these old papers with care in person.

Records Not Available Online

Records not available online are hidden from the public web. The county might keep them private. Or they might just be too old to scan. You must request these files by mail or in person.

Some files are locked to stop identity theft. Even very old files might have restrictions. You prove who you are to the clerk. Then the clerk lets you see the paper file.

Hillsborough County Death Index Public Access

Public access to the Hillsborough County death index lets people see basic facts. Some data is open to everyone. Some data is locked to protect privacy. You need to know the rules to get the right data.

Public Index Information

Public index data includes names and dates. Anyone can see this basic data. The public death index shows the decedent name and death date. You do not need special permission to see these facts.

This open data helps people find graves. It helps lawyers find heirs. The law allows anyone to see who died and when. This keeps the public record open and honest.

Online Index Access

Online index access lets you search from a computer. The Hillsborough County death index online portal is open all day. You can search the death index database from your home. This makes finding facts very fast.

You do not need to wait for office hours. You search at night or on weekends. The online system gives you the record number. You use that number the next day to order the certificate.

Restricted Information

Restricted data is locked from public view. The law protects certain facts. You cannot see the cause of death without special permission. Restricted death records keep private details safe.

Florida law locks the cause of death for many years. Only close family can see it right away. The public index just says a death happened. It does not say why the person died.

Confidential Details

Confidential details include the cause of death and social security numbers. Only close family can see these facts. The county locks confidential death data to stop identity theft. You must prove you are family to see it.

Thieves use dead people’s identities to open accounts. The county hides these details to stop that. You show a death certificate or a family tree to get access. The clerk checks your proof very carefully.

Records Available by Request

Some files are available only by request. You fill out a form to get them. The clerk pulls the file from storage. You often pay a fee to get a copy of these records.

The online index is just a summary. The full file is in a folder. You ask the clerk to pull the folder. You read the full file in the office or pay for a copy to take home.

Access Restrictions

Access restrictions stop some people from seeing files. The state sets these rules. You might need to show ID to get a file. Restrictions protect the deceased person and their family.

You cannot just walk in and take a file. You must follow the rules. You show your ID and state your reason. The clerk gives you access based on state law.

Verifying a Death Index Entry

Verifying a death index entry means checking if it is correct. You compare the index facts to what you know. This stops you from getting the wrong file. Verification is a very important step.

Confirming the Decedent

Confirming the decedent means making sure it is the right person. You check the name and birth date. You look at the place of death. This confirms you found the correct file.

You never assume the first result is right. You check every detail. You match the index data to your family Bible or old letters. Exact matches prove you have the right person.

Comparing Birth and Death Dates

You compare the birth and death dates in the index. These dates must match your known facts. If the dates do not match, you have the wrong file. Exact dates prove you have the right person.

Even a one-year difference means you have the wrong file. You must check the month, day, and year. You write down the exact dates from the index. You keep these dates for your records.

Checking the Death Location

Checking the death location ensures the death happened in the right place. The index shows the city and county. If your person died in Tampa, the file must say Hillsborough County. This stops location errors.

People sometimes die while traveling. A person from Miami might die in Tampa. The death record stays in Hillsborough County. You check the location to know where to order the certificate.

Reviewing Record Numbers

Reviewing record numbers helps you track the file. The death record number is unique. You write down this number. You use it later to order the full death certificate.

Never lose this number. It is the fastest way to get the full file. You put this number on all your request forms. The clerk uses it to find the file in seconds.

Comparing Multiple Sources

Comparing multiple sources means checking the index against other files. You might check an obituary or a cemetery record. If all sources match, you have the right facts. This builds strong proof.

You check the index, the grave marker, and the newspaper. If all three say the same date of death, you have proof. This cross-checking stops errors. It makes your family history exact.

Index Entry vs. Official Record

An index entry is just a summary. The official record is the full death certificate. The index gives you the basic facts. You must order the official record to get the certified copy.

You cannot use an index entry to close a bank account. The bank needs the certified copy. The index just helps you find the record number. You use that number to get the legal paper.

Death Index Accuracy and Limitations

Death index accuracy depends on the original data. Sometimes the index has mistakes. You must know the limits of the system. This helps you deal with errors.

Common Name Matches

Common name matches happen when many people share a name. You might find ten files for John Smith. You use birth dates and death locations to tell them apart. Common names make searching harder.

You must check every single file for a common name. You cannot just pick the first one. You compare ages and locations. This takes extra time but prevents errors.

Name Spelling Variations

Name spelling variations occur when clerks spell names wrong. A name like Smyth might be spelled Smith. You must try different spellings in the search box. This helps you find hidden files.

Clerks made mistakes in the past. They wrote names based on sound. You try every possible spelling. You also try middle names as first names to find hidden files.

Duplicate Entries

Duplicate entries happen when a death is recorded twice. The system might show two files for one person. You check the dates and numbers to find the real file. Duplicate death records cause confusion.

A hospital might send a form, and a funeral home might send a form. The county enters both. You look for the file with the official registrar stamp. That is the true file.

Missing Index Entries

Missing index entries occur when a file is not in the system. The clerk might have lost the paper record. Or the death was never reported. Missing death records leave gaps in the data.

Not every death was recorded a hundred years ago. People died at home without a doctor. The family buried them without telling the county. These deaths are missing from the index.

Delayed Indexing

Delayed indexing happens when new files take time to enter. A death from last month might not be in the system yet. The county needs time to process the paper work. Delayed death record updates are normal.

You must wait a few weeks for a new death to appear online. The clerk has to review the file first. They check for errors. Then they add it to the death index database.

Incomplete Index Information

Incomplete index data means some fields are blank. The file might show the name but no birth date. Old files often have incomplete details. You work with the facts you have.

You do not ignore a file just because it lacks a birth date. You use the name and death date. You look for other clues. You accept that old records are not perfect.

Differences Between Indexes and Source Records

Differences between indexes and source records happen during data entry. The person typing the index might make a typo, which can also be verified through genealogy records. The original death certificate has the correct facts. You always trust the source record more.

If the index says John but the certificate says Jonathan, the certificate wins. The index is just a copy. The source record is the original legal document. You order the certificate to get the true facts.

Obtaining the Underlying Death Record

Obtaining the underlying death record means getting the official certificate. You need this for legal matters. The index only gives you a summary. You must request the full file from the county.

Death Record Requests

A death record request is a formal ask for the file. You fill out a form from the health department. You state your relation to the deceased person. This starts the process of getting the certificate.

You must use the official state form. You print it from the health department website. You fill it out completely. You sign it in front of a notary if required.

Online Requests

Online requests use a computer system to order files. You visit the state vital statistics website. You upload your ID and pay the fee. The office mails the certificate to your house.

The online system uses a secure vendor. You type in the death record number you found in the index. You pay with a credit card. The system sends you a tracking number for your order.

Mail Requests

Mail requests use the postal service. You print the form, fill it out, and sign it. You mail it to the Hillsborough County health department with your payment. This method takes longer than online requests.

You must include a copy of your ID. You must include a check or money order. You send it by certified mail so you can track it. The office processes the request when they get your letter.

In-Person Requests

In-person requests mean you visit the office. You go to the vital statistics desk in Tampa. You hand the clerk your form and ID. You might get the certificate the same day.

You must arrive early. The office has busy times. You bring your photo ID and the exact fee in cash. The clerk processes your request while you wait.

Identification Requirements

Identification requirements mean you must prove who you are. You show a valid driver license or passport. The clerk checks your ID to stop fraud. You must have proper ID to get a death certificate.

  • Valid Driver License
  • State ID Card
  • Passport
  • Military ID

The ID must have your picture and your signature. The clerk compares your face to the ID. This stops strangers from getting private records. You cannot get a certificate without valid ID.

Request Fees

Request fees are the costs to get the file. The county charges a fee for the search and the copy. You pay extra for certified copies. Check the official website for current fees.

The state sets the fee amount. The fee pays for the clerk’s time and the paper. You pay one fee for the first copy. You pay a smaller fee for extra copies ordered at the same time.

Processing Times

Processing times are how long the request takes. Mail requests take a few weeks. Online requests take a few days. In-person requests might take an hour. Processing times depend on the method you choose.

The office gets many requests every day. They work on them in the order they arrive. You must plan ahead if you need the certificate for a deadline. Rush services are rarely available.

Common Death Index Search Problems

Common death index search problems stop you from finding files. You might get zero results. You might get the wrong file. Knowing these problems helps you fix them.

Person Not Found

Person not found means the system gives zero results. The name might be spelled wrong in the database. Or the death happened in a different county. You must try different search terms.

You remove the middle name. You try just the last name. You try a date range instead of an exact date. If you still get zero results, you check a different county.

Incorrect Name or Spelling

Incorrect name or spelling ruins the search. If you type the wrong letter, the system fails. You must check your spelling. Try different spellings if the first search fails.

You swap letters that sound alike. You try C for K, or S for Z. You check old census records for the correct spelling. The index might have the typo, not you.

Incorrect Date

An incorrect date gives you the wrong file. If you enter the wrong year, you miss the record. Double-check your dates before searching. Use a date range if you are unsure.

Families sometimes remember the wrong year. A person might have died in December, but the family remembers January of the next year. You search a two-year span to catch these memory errors.

Wrong County or Location

A wrong county or location stops the search. If the person died in Pinellas County, they will not be in the Hillsborough County index. Check the location of death. Search the correct county database.

You check the person’s last known address. If they lived in Brandon, they likely died in Hillsborough County. If they lived in St. Petersburg, you search Pinellas County. Location is key to the search.

Entry Not Yet Indexed

Entry not yet indexed means the file is too new. The county has not entered the data into the computer yet. You must wait a few weeks. Then you search again.

The county has a backlog of new files. It takes time to review and enter each one. You call the office to ask about recent deaths. They can check their paper files for you.

Restricted Information

Restricted data blocks your view. You might find the name, but you cannot see the death cause. The law limits who can see certain facts. You must prove you are allowed to see them.

The online system hides restricted facts. You only see them on the certified copy. You must be a direct family member to get those facts. The clerk checks your relation before unlocking the data.

Record Held by Another Agency

A record held by another agency means the county does not have it. The state might hold the file. Or a hospital might hold the file. You must find the right agency to get the record.

Very old files might be at the state archives. New files are at the local health department. You check the dates to know which agency has the file. You send your request to the correct office.

Death Index and Related Records

The death index relates to other types of records. It works with birth, marriage, and cemetery files. Knowing the differences helps you do better research. Each record serves a different purpose.

Death Index vs. Death Records

A death index is a list of names and dates. Death records are the full files. The index points you to the record. You use the index to find the record number to get the full file.

The index is like a book index. It tells you the page number. The death record is the actual page. You read the index to find the page, then you order the page.

Death Index vs. Death Certificates

A death index shows basic search data. A death certificate is the official legal document. The certificate has the doctor signature and the county seal. You need the certificate for legal proof of death.

You cannot use the index to prove death in court. You must have the certified certificate. The certificate has security features to stop fakes. The index is just plain text on a screen.

Death Index vs. Birth Records

A death index lists dead people. Birth records list babies born. The death index often includes the birth date. You use both to trace a person from birth to death.

You find the birth record to see the parents’ names. You find the death index entry to see the death date. Together, they show a person’s whole life. They are the bookends of a life story.

Death Index vs. Marriage Records

A death index shows when life ends. Marriage records show when two people join. The death index might list a spouse. You use marriage records to find the spouse’s name.

You check the marriage record to find who the deceased married. You check the death index to see if they died in the county. You use both records to track a family over time.

Death Index vs. Obituaries

A death index is a formal government file. An obituary is a news article written by a family. The index gives exact dates. The obituary gives life stories and family details.

The index gives you the legal facts. The obituary gives you the human story. You use the index to find the exact date. You use the obituary to learn about the person’s life.

Death Index vs. Cemetery Records

A death index tracks the legal death. Cemetery records track the burial. The index tells you when the person died. The cemetery record tells you where they are buried.

You use the index to get the death date. You use the cemetery record to find the grave. Both records work together. They help you find the exact spot to visit and pay respects.

Contact Details

Department / Service Florida Department of Health in Hillsborough County – Vital Statistics
Official URL https://hillsborough.floridahealth.gov/
Direct Search / Records URL https://hillsborough.floridahealth.gov/certificates/
Phone 813-307-8002
Email Info.HillsWeb@FLHealth.gov
Physical Address University Area Vital Statistics, 13601 N. 22nd St., Tampa, FL 33613-4427
Mailing Address Florida Department of Health in Hillsborough County, Attn: Vital Statistics, P.O. Box 5135, Tampa, FL 33675-5135
Office Hours Monday–Friday, 7:30 AM–4:15 PM
311 Service No Hillsborough County 311 service was verified for this sheet; use the listed department phone.

Frequently Asked Questions

The Hillsborough County death index lets families, researchers, and legal professionals locate official death information quickly. By typing a name, date, or record number, users can see basic facts and a reference number that points to the full certificate. Access saves time and reduces the need for phone calls to the clerk’s office. The index works for recent cases and historic records alike, making it a key tool for genealogy and legal matters.

How can I search the Hillsborough County death index by name?

Open the county’s online portal, then select the “Death Index” tab. Enter the first and last name in the fields provided. Use the drop‑down menus to narrow results by year or month if the name is common. Click “Search” and review the list that appears. Each line shows the decedent’s full name, date of death, and a record number. Click the record number to view additional details such as place of death and filing date.

What information does the Hillsborough County death index record include?

Every entry lists the decedent’s full name, date of death, and age at death. It shows the location of death within the county and the filing date of the certificate. A unique index number links the entry to the official death certificate stored at the clerk’s office. Some records add the cause of death and the name of the informant. This snapshot helps users confirm they have the right person before requesting a full copy.

Where can I access the Hillsborough County death index online for free?

The county’s public records website hosts the index at no cost. Navigate to the “Vital Records” section, then choose “Death Index.” No subscription or login is required for basic searches. For older entries, the state health department’s archive also mirrors the index and can be reached through the same link. Both sites support mobile browsers, so you can search from any device.

Why might a death record be missing from the Hillsborough County death index?

Some entries are delayed because the certificate has not yet been filed. Records for deaths that occurred out of state may be recorded under a different jurisdiction. Privacy rules hide recent deaths for a short period to protect family members. In rare cases, a clerical error can cause a duplicate or omitted entry. If you suspect a missing record, contact the county clerk’s office with the decedent’s name and approximate death date.

How do I request a certified copy of a Hillsborough County death certificate after finding the index entry?

Note the record number shown in the index. Visit the clerk’s online request page and enter that number along with your contact details. Choose “Certified Copy” and pay the required fee with a credit card or electronic check. The office will mail the certificate within two to three weeks. If you need the document faster, select the expedited service, which adds a small surcharge and reduces processing time to five business days.